The idea of a gift is that you give something with out expecting to receive something in return (like salvation) or expecting to have it returned. If there is an expectation of having something returned that is called borrowing.
The gift of healing was given through the Spirit to the church. It's a gift that God did not intended to ask for it back.
I once got in trouble over this subject. This church in California taught that God does not heal anymore, so I asked, "Then why do you pray for the sick?"
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